:root{--navy:#0f1f3d;--navy2:#172c54;--steel:#3f6e9e;--steel-l:#e7eef6;--ink:#1d2433;--muted:#5a6578;--bg:#f3f5f9;--card:#fff;--line:#dfe4ec}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:"IBM Plex Sans","Inter",system-ui,sans-serif;font-size:17px;line-height:1.72;color:var(--ink);background:var(--bg)}
h1,h2,h3{font-family:"Inter",system-ui,sans-serif;color:var(--navy);line-height:1.25;letter-spacing:-.015em}
img{max-width:100%;height:auto;display:block}
a{color:var(--steel)}
.topbar{background:var(--navy);border-bottom:4px solid var(--steel);position:sticky;top:0;z-index:20}
.topbar-in{max-width:1200px;margin:0 auto;padding:.7rem 1.25rem;display:flex;align-items:center;justify-content:space-between;flex-wrap:wrap}
.brand{background:#fff;padding:.35rem .7rem;border-radius:4px;display:inline-flex}
.brand img{height:34px;width:auto}
.nav-toggle{display:none}
.nav-label{display:none;color:#fff;font-family:Inter,sans-serif;font-weight:600;cursor:pointer;padding:.4rem .6rem;border:1px solid rgba(255,255,255,.35);border-radius:4px}
.mainnav ul{list-style:none;margin:0;padding:0;display:flex;gap:.25rem}
.mainnav a{display:block;color:#d6e2f0;text-decoration:none;font-family:Inter,sans-serif;font-size:.9rem;font-weight:500;padding:.55rem .8rem;border-radius:4px}
.mainnav a:hover,.mainnav a[aria-current]{background:var(--navy2);color:#fff}
.hero{position:relative;width:100%;min-height:440px;overflow:hidden;background:var(--navy)}
.hero img{width:100%;height:100%;object-fit:cover;position:absolute;inset:0;opacity:.45}
.hero-in{position:relative;max-width:1200px;margin:0 auto;padding:6rem 1.25rem 4.5rem}
.hero h1{color:#fff;font-size:clamp(2rem,4.5vw,3.2rem);max-width:820px;margin:0 0 1rem}
.hero p{color:#dbe5f1;font-size:1.15rem;max-width:680px;margin:0}
.eyebrow{display:inline-block;font-family:Inter,sans-serif;font-size:.78rem;font-weight:600;letter-spacing:.12em;text-transform:uppercase;color:#a9c4e2;margin-bottom:.8rem}
.pagehead{background:linear-gradient(135deg,var(--navy),var(--navy2));padding:3.5rem 1.25rem 3rem}
.pagehead .wrap{max-width:900px;margin:0 auto}
.pagehead h1{color:#fff;font-size:clamp(1.8rem,4vw,2.6rem);margin:0 0 .6rem}
.pagehead p{color:#cddaea;margin:0;font-size:1.08rem}
main{max-width:900px;margin:-2rem auto 3rem;padding:0 1.25rem;position:relative}
.card{background:var(--card);border-radius:8px;box-shadow:0 2px 6px rgba(15,31,61,.06),0 12px 32px rgba(15,31,61,.07);padding:2.5rem 2.75rem;margin-bottom:1.75rem}
.card h2{font-size:1.6rem;margin:2.2rem 0 .8rem;padding-left:.85rem;border-left:4px solid var(--steel)}
.card h2:first-child{margin-top:0}
.card h3{font-size:1.18rem;margin:1.6rem 0 .5rem}
.card figure{margin:2rem -2.75rem;}
.card figure img{width:100%}
.keypoints{background:var(--steel-l);border-radius:6px;padding:1.2rem 1.5rem;margin:1.5rem 0}
.keypoints ul{margin:0;padding-left:1.2rem}
.grid2{display:grid;grid-template-columns:1fr 1fr;gap:1.25rem;margin:1.5rem 0}
.grid2 img{border-radius:6px;box-shadow:0 4px 14px rgba(15,31,61,.12)}
table{width:100%;border-collapse:collapse;font-size:.95rem;margin:1.2rem 0}
th,td{text-align:left;padding:.6rem .75rem;border-bottom:1px solid var(--line)}
th{background:var(--navy);color:#fff;font-family:Inter,sans-serif;font-weight:600}
.tablewrap{overflow-x:auto}
footer{background:var(--navy);color:#c3d0e2;border-top:4px solid var(--steel)}
.foot-in{max-width:1200px;margin:0 auto;padding:3rem 1.25rem 1.5rem;display:grid;grid-template-columns:1fr 1fr 1.3fr;gap:2rem}
footer h3{color:#fff;font-size:1rem;text-transform:uppercase;letter-spacing:.08em;margin:0 0 .8rem}
footer ul{list-style:none;margin:0;padding:0}
footer li{margin:.35rem 0}
footer a{color:#c3d0e2;text-decoration:none}
footer a:hover{color:#fff;text-decoration:underline}
.foot-logo{background:#fff;display:inline-flex;padding:.4rem .7rem;border-radius:4px;margin-bottom:.8rem}
.foot-logo img{height:30px;width:auto}
footer iframe{width:100%;height:200px;border:0;border-radius:6px;margin-top:.6rem}
.copy{text-align:center;font-size:.85rem;padding:1rem;border-top:1px solid rgba(255,255,255,.1)}
@media (max-width:820px){
 .nav-label{display:block}
 .mainnav{width:100%;display:none}
 .nav-toggle:checked~.mainnav{display:block}
 .mainnav ul{flex-direction:column;padding-top:.6rem}
 .foot-in{grid-template-columns:1fr}
 .card{padding:1.6rem 1.25rem}
 .card figure{margin:1.5rem -1.25rem}
 .grid2{grid-template-columns:1fr}
 .hero-in{padding:4rem 1.25rem 3.5rem}
}
@media (max-width:400px){body{font-size:16px}.brand img{height:28px}}